Mortgage Rates Unchanged to Slightly Lower

 · This is up from last year, when the rate sat at 4.04%. The 15-year FRM fell just slightly, slipping to 3.88%. This is down from 3.89% last week but up from 3.49% last year.

Mortgage rates shifted slightly lower again last week. The average contract interest. "Other mortgage rates in our survey.

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Mortgage buyer Freddie Mac said Thursday the average rate on the benchmark 30-year, fixed-rate mortgage was unchanged from last week at 4.45 percent. Rates remain above last year’s levels, however. The key 30-year rate averaged 4.15 percent a year ago.

WASHINGTON (Reuters) – U.S. homebuilding fell for a second straight month in June and permits dropped to a two-year low,

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 · NEW YORK, NY – Mortgage rates were slightly lower this week, with the benchmark 30-year fixed mortgage rate sliding to 4.27 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.26 discount and origination points. The average 15-year.

To be fair though, we would need to update yesterday’s reference to “especially over the past 5 days.” That “5” would now be a “6,” obviously. Any detectable difference in today’s rate quotes would come in the form of slightly lower upfront costs versus yesterday. The actual interest rate quote remains unchanged.

Mortgage rates were just slightly lower on average today with some lenders flat and others distinctly lower. The discrepancy is due to the timing of yesterday’s market movements and the corresponding.

Mortgage buyer Freddie Mac said Thursday the average rate on a 30-year, fixed-rate mortgage was unchanged from last week at 4.94 percent.

Continue Reading Below. Called discount points by mortgage brokers and lenders, this tactic is like an upfront payment for a lower interest rate, and one point is 1% of the loan amount. So if you had a $100,000 mortgage, one point would cost $1,000 while two points would cost $2,000.

Despite the rate drop, mortgage applications to refinance a home loan fell 7% for the week, although they were 88% higher than the same week one year ago, when interest rates were 72 basis points.

 · The 30-year fixed rate hasn’t been this low since early April. The 15-year fixed-rate average fell to 3.84 percent with an average 0.4 point. It was.